legal notice

Legal Notice

The terms and conditions contained in this Legal Notice regulate the use of the Website (hereinafter, the “Website”) that International School of Agri Management S.L. (hereinafter, “ISAM”) with address in Almería, Spain, Avda. Montserrat, Plaza Carlos Cano, nº5, 1ºC. 04131. Almeria, Spain, and NIF B-04896452 make available to the Users who access its Web Site (hereinafter, the “User” or “Users”) with the purpose of providing them with information about its services and the products offered corresponding to third-party companies of the financial and insurance sector, as well as to make possible the contracting of such services and/or products. If you wish to contact ISAM, you can use the postal address indicated above, or if you prefer, you can send an e-mail to

The use of the Web Site by the Users implies the acceptance of all the conditions included in this Legal Notice and in the Terms and Conditions.

Users must carefully read the Legal Notice and the Terms and Conditions present on the Website each time they intend to use it, as it may be subject to change without notice.

Some services of the Website accessible to Users are subject to general contracting conditions, particular conditions, regulations and instructions that, if applicable, replace, complete and/or modify the present terms and conditions, and which must be accepted by Users prior to the provision of the corresponding service.

The access to and/or use of such services and contents expresses the full and unconditional acceptance of the particular conditions in the version published by ISAM at the time of such access, contracting and/or use.

It is possible that, in the course of providing the services included in the Web Site, the name of the domain under which such services are provided may change. Therefore, the Users are aware of and accept this possibility, in which case the obligations accepted by the Users and ISAM in accordance with the provisions of this document shall remain in full force and effect.

Registration on the website and password (own or admission)

The contracting of the Services provided and products offered through the Website requires the prior registration of the Users, for which the choice of a password that allows the personal identification of the User will be requested. With regard to the request and processing of personal data by ISAM, the provisions of the Privacy Policy shall apply.

Through registration, a User identifier is acquired, which will be the e-mail address and password chosen, which will have been generated by the User during the registration process. This password will be personal and non-transferable. These data will be requested every time the User wants to access in order to use the services of the Web Site, so they will serve as identification and authentication procedure in the system. The password chosen by the User will be personal and non-transferable, not being allowed the transfer, even temporarily, to third parties. In this regard, Users undertake to make diligent use of and keep secret the password chosen to access the Website and/or the services it provides. In the event that Users know or suspect the loss, theft or use of their password by third parties, they must inform ISAM as soon as possible.

Users are recommended to change their password periodically. The User shall keep such password with due diligence and shall be responsible for any use or access to it by unauthorized third parties. ISAM will not request by any means, whether by e-mail or otherwise, that the Client informs the key or password that allows the User to access the services of the Website. The User undertakes not to communicate the password to third parties. Each User shall be liable for the costs and damages caused by the use of the services by any third party who uses his password for this purpose due to a non-diligent use or loss of the same by the User.

Once registered, the User may receive an alphanumeric code at the e-mail address provided for registration. The purpose of this code will be to verify his identity when he wants to contract one of the services or products offered through the Web Site, for this purpose, whenever he wants to carry out such contracting, he will be asked to provide this code.

For more information on the use and operation of the Web Site, please refer to the Web Site Terms and Conditions.

Request for contracting

When a User wants to request the contracting of a service/product through the Website, he/she must complete a questionnaire through which a series of personal data will be requested in order to assess the user profile for a subsequent segmentation and study of these, all in accordance with the provisions of the Terms and Conditions of the Website.

Exclusion of warranties and liability

ISAM reserves the right to interrupt access to the Web Site and provide any or all of the content provided through it at any time and without prior notice, whether for technical, security, control, maintenance, power failure or any other justified cause.

Consequently, ISAM does not guarantee the reliability, availability or continuity of the Web Site or its contents, so that the use of the same by the Users is carried out at their own risk, without being liable at any time for the discontinuity or lack of availability of its services.

ISAM shall not be liable in the event of service interruptions, delays, errors, malfunctions and, in general, other inconveniences that have their origin in causes beyond the control of ISAM, and/or due to willful or negligent actions of the Users and/or have their origin in causes of Force Majeure. Without prejudice to the provisions of Article 1105 of the Civil Code, the concept of Force Majeure shall also be understood to include, for the purposes of these general conditions, all those events beyond the control of ISAM, such as: the failure of third parties, operators or service companies, acts of Government, lack of access to ISAM networks, acts or omissions of the Public Authorities, those produced as a result of natural phenomena, blackouts, etc. and the attack of hackers, crackers or other third parties to the security or integrity of the computer system. In any case, whatever the cause, ISAM will not assume any liability for direct or indirect damages, consequential damages and/or lost profits.

ISAM excludes any liability for damages of any kind that may be due to the lack of truthfulness, accuracy, completeness and/or timeliness of the content transmitted, distributed, stored, made available or received, obtained, or accessed through the Website, nor for the content provided or offered by third parties or entities. ISAM will try as far as possible to update and rectify any information hosted on the Website that does not comply with the minimum guarantees of accuracy. However, ISAM shall be exonerated from liability for its failure to update or rectify, as well as for the contents and information contained therein.

ISAM is not responsible for the content of the information contained in the Web Site, as well as for those opinions, comments, assessments or any other statements contained therein that are not issued directly by ISAM.

ISAM excludes any liability for damages of any kind that may be due to the presence of viruses or the presence of other harmful elements in the contents that may cause alterations in computer systems, as well as in the documents or systems stored therein.

ISAM is not responsible for the contents, whatever they may be, that the Users send to ISAM through the Website, by means of the e-mail service or by any other means, being therefore imputable to the Users any responsibility arising from the contents sent by them.

ISAM is not responsible for the use that the Users make of the Content of the Web Site, nor of their passwords, as well as of any other material contained in the Web Site, which may involve a violation of any type of norm, national or international, of the rights of intellectual or industrial property or any other right of third parties. Likewise, ISAM is not responsible for any possible security errors that may occur due to the use of non-updated versions of browsers, or for the consequences that may arise from the malfunction of the browser, whether due to inadequate configuration, presence of computer viruses or any other cause beyond ISAM’s control.

Links to third parties (outbound links)

The Web Site access service may include technical linking devices, directories and even search tools that allow Users to access Internet websites (hereinafter, “Linked Sites”).

In the event that Users consider that there is a Linked Site with illicit or inappropriate content, they may notify ISAM at the contact address indicated in the first section of this Legal Notice, indicating:

From the caller: name, address, telephone number and e-mail address.

A description of the facts that reveal the unlawful or inappropriate nature of the Linked Site.

An express statement that the information contained in the communication is accurate.

In no case shall the existence of Linked Sites presuppose the existence of agreements with the responsible or owners thereof, nor the recommendation, promotion or identification of ISAM with the statements, content or services provided.

ISAM does not know the contents and services of the Linked Sites and therefore is not responsible for the damages caused by the unlawfulness, quality, outdatedness, unavailability, error and uselessness of the contents and/or services of the Linked Sites or for any other damage that is not directly attributable to ISAM.

If Users decide to visit and/or use any of the Linked Sites, they do so at their own risk and must take appropriate protective measures to guard against viruses or other harmful elements.

For more information on the use and operation of outbound links to third parties, please refer to the Website Terms and Conditions.

Links to the Website (inbound links)

Third parties are not authorized to introduce links from their own web pages to the Website unless expressly authorized by ISAM. In the event that a third party is authorized to use the link, this use will be made in accordance with the limitations and purposes set forth in the authorization itself and in the Terms and Conditions of the Website.

Intellectual and industrial property
The entire contents of the Website, including but not limited to text, photographs, graphics, images, icons, technology, software, links, domains, trademarks and other audiovisual or sound content, as well as graphic design and source codes, are the exclusive property of ISAM or third parties, whose rights, if any, ISAM recognizes, and are subject to intellectual and industrial property rights protected by national and international legislation.
It is strictly prohibited any use of any of the elements subject to the intellectual and industrial property for any purpose, especially commercial, as well as their reproduction, distribution, public communication, distribution, modification, alteration, transformation or decompilation unless expressly authorized in writing by the owner of the same and without prejudice to the provisions of the Terms and Conditions.
Privacy and personal data protection policy
Any personal data provided by Users during the use of the Website will be treated in accordance with our Privacy Policy on the web.
Consent for the sending of commercial communications may be revoked by the User at any time by sending a request to ISAM, to the address given at the beginning of this clause, or to the e-mail address
Users must read and accept this Privacy Policy before providing their personal data to ISAM.